* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Arial, Helvetica, sans-serif;
  background: #f7fbff;
  color: #062b69;
  line-height: 1.5;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  width: 100%;
  display: block;
}

.container {
  width: 90%;
  max-width: 1180px;
  margin: auto;
}

/* TOPBAR */
.topbar {
  background: #ffffff;
  border-bottom: 1px solid #e6edf7;
  font-size: 13px;
}

.topbar-inner {
  height: 34px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.top-links {
  display: flex;
  align-items: center;
  gap: 22px;
  font-weight: 700;
}

.top-links a {
  color: #003b95;
}

.top-phone {
  display: flex;
  align-items: center;
  gap: 10px;
}

.top-phone span {
  color: #6b7c93;
  font-size: 12px;
  font-weight: 700;
}

.top-phone a {
  color: #003b95;
  font-weight: 900;
}

/* HEADER */
.header {
  background: #062b69;
  color: #fff;
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav {
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
     color: #fff;
    text-decoration: none;
    font-size: 27px;
    font-weight: 500;
    letter-spacing: -1px;
}

.logo span {
  font-weight: 400;
}

.menu {
  display: flex;
  align-items: center;
  gap: 30px;
  font-size: 14px;
  font-weight: 700;
}

.menu a {
  color: #fff;
  opacity: 0.92;
}

.menu a:hover {
  opacity: 1;
}

.nav-call {
  background: #fff;
  color: #062b69;
  padding: 10px 18px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 900;
}

/* HERO */
.hero {
  min-height: 520px;
  display: flex;
  align-items: center;
  text-align: center;
  color: #fff;
  background:
    linear-gradient(rgba(3, 31, 77, 0.82), rgba(3, 31, 77, 0.64)),
    url("https://images.unsplash.com/photo-1507525428034-b723cf961d3e?auto=format&fit=crop&w=1800&q=80")
    center/cover no-repeat;
}

.hero-center {
  max-width: 780px;
  margin: auto;
}

.eyebrow {
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  color: #b9dcff;
  margin-bottom: 12px;
}

.hero h1 {
  font-size: clamp(32px, 5vw, 52px);
  line-height: 1.1;
  margin-bottom: 16px;
}

.hero-desc {
  max-width: 630px;
  margin: 0 auto 24px;
  font-size: 15px;
  color: #e7f2ff;
}

.hero-actions {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

.btn {
  padding: 12px 22px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 900;
  display: inline-block;
}

.primary {
  background: #0b63ce;
  color: #fff;
}

.secondary {
  border: 1px solid rgba(255, 255, 255, 0.75);
  color: #fff;
  background: rgba(255, 255, 255, 0.12);
}

.sub-note {
  margin-top: 14px;
  font-size: 12px;
  color: #dbeeff;
}

/* SECTIONS */
.section {
  padding: 70px 0;
  background: #fff;
}

.light {
  background: #f0f6ff;
}

.section-heading {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 36px;
}

.section-heading span {
  display: block;
  color: #0b63ce;
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 1.4px;
  margin-bottom: 7px;
}

.section-heading h2 {
  font-size: 28px;
  line-height: 1.2;
  color: #062b69;
  margin-bottom: 8px;
}

.section-heading p {
  color: #53627a;
  font-size: 14px;
}

/* CARDS */
.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.card {
  background: #fff;
  border: 1px solid #e3ebf6;
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 10px 28px rgba(8, 36, 92, 0.08);
}

.card img {
  height: 170px;
  object-fit: cover;
}

.card-body {
  padding: 18px;
}

.card h3 {
  font-size: 18px;
  color: #062b69;
  margin-bottom: 8px;
}

.card p {
  font-size: 14px;
  color: #53627a;
  margin-bottom: 16px;
}

.card a {
  background: #062b69;
  color: #fff;
  padding: 10px 16px;
  display: inline-block;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 900;
}

/* CTA */
.cta {
  background: #062b69;
  color: #fff;
  padding: 42px 0;
}

.cta-box {
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
}

.cta-box h2 {
  font-size: 24px;
  margin-bottom: 4px;
}

.cta-box p {
  font-size: 14px;
  color: #dceaff;
}

.cta-box a {
  background: #fff;
  color: #062b69;
  padding: 12px 24px;
  border-radius: 8px;
  display: inline-block;
  font-size: 14px;
  font-weight: 900;
  white-space: nowrap;
}

/* HELP */
.help {
  padding: 60px 0;
  background: #eef4fb;
  text-align: center;
}

.help h2 {
  font-size: 28px;
  margin-bottom: 8px;
}

.help p {
  color: #53627a;
  font-size: 14px;
  margin-bottom: 20px;
}

.help a {
  display: inline-block;
  background: #062b69;
  color: #fff;
  padding: 13px 24px;
  border-radius: 8px;
  font-weight: 900;
  font-size: 14px;
}

/* FOOTER */
.footer {
  background: #fff;
  padding: 50px 0 24px;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 34px;
}

.footer h4 {
  font-size: 16px;
  margin-bottom: 12px;
  color: #062b69;
}

.footer a {
  display: block;
  color: #17468f;
  font-size: 14px;
  font-weight: 700;
  margin-bottom: 7px;
}

.footer p {
  font-size: 14px;
  color: #53627a;
}

.footer-phone {
  font-size: 18px !important;
  font-weight: 900 !important;
  color: #003b95 !important;
}

.footer-bottom {
  border-top: 1px solid #e3ebf6;
  margin-top: 34px;
  padding-top: 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.footer-bottom p {
  font-size: 12px;
  color: #63748f;
}

/* FLOATING CALL */
.float-call {
  position: fixed;
  right: 20px;
  bottom: 20px;
  background: #062b69;
  color: #fff;
  padding: 13px 22px;
  border-radius: 40px;
  font-size: 14px;
  font-weight: 900;
  box-shadow: 0 12px 30px rgba(6, 43, 105, 0.35);
  z-index: 100;
}

/* MOBILE */
@media (max-width: 900px) {
  .topbar-inner {
    height: auto;
    padding: 7px 0;
    flex-direction: column;
    gap: 5px;
    text-align: center;
  }

  .top-links {
    gap: 14px;
    flex-wrap: wrap;
    justify-content: center;
    font-size: 12px;
  }

  .top-phone {
    justify-content: center;
  }

  .menu {
    display: none;
  }

  .nav {
    height: 60px;
  }

  .logo {
    font-size: 23px;
  }

  .nav-call {
    padding: 9px 12px;
    font-size: 12px;
  }

  .hero {
    min-height: 460px;
    padding: 70px 0;
  }

  .hero h1 {
    font-size: 32px;
  }

  .hero-desc {
    font-size: 14px;
  }

  .hero-actions {
    flex-direction: column;
    align-items: center;
  }

  .btn {
    width: 100%;
    max-width: 270px;
    text-align: center;
  }

  .section {
    padding: 48px 0;
  }

  .section-heading h2 {
    font-size: 24px;
  }

  .grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .card img {
    height: 190px;
  }

  .cta-box {
    flex-direction: column;
    text-align: center;
    padding: 24px 18px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .float-call {
    left: 20px;
    right: 20px;
    text-align: center;
  }
}